Decade in Review: How to Make Your Next 10 Years Better Than Your Last

In business it is corporate custom to conduct year end reviews. It's proven that analyzing the past year and having an understanding of the hits and misses is important to the growth of any business, and when using it in terms of personal finance - essential to the growth of our personal financial fitness.

Having a clear understanding of your financial successes over the year as well as your mistakes will project you into the next year with clarity. At MoneyHaus, we challenge you to do this for the last 10 years. By conducting a Decade in Review you will ensure you go into the next decade as best suited as possible for a healthy financial future. This article and accompanying worksheet will help you through a decade in review exersize.

After Completing This Exercise You Will:

- Have a better appreciation for your financial successes to date

- Have a clear comprehension of what you should not be wasting your time on in 2020 and beyond

- Know what limiting beliefs are stopping you from achieving even more success

Let's do an exercise, get started by grabbing a notebook and some pens. Make this as colourful or as black and white as you would like. The point is to have this notebook handy for whenever you may need to reference back in the future. Today we go through the motions, in a few weeks or whenever necessary it will be a quick review.

Begin with the sections in step 1, download this worksheet that is full of prompts to help you get started. ASK YOURSELF the questions below & WRITE DOWN your answers.

Step 1 - What are you most proud of?

Be specific. Outlining what financial accomplishments you are most proud of will prove to you that you have what it takes to make things happen. It will also ensure that you have a clear understanding of why you've been getting up and going to work everyday. What have you been working so hard for?

- Next, write down next to that item, it's monetary value


1. I was able to pay for my mothers rent for 1 year. $21,600

2. I went to Spain for two weeks. $7000, you could say priceless

3. I paid off an old debt owed to the phone company. $520

Part B: What was most important and why?

Be Honest. Highlight or Star the most important items on your list, write down why next to them. Knowing what you truly care about is the key to life. It is what should determine your life's direction.


1. I was able to pay for my mothers rent for 1 year. $21,600 ****** It's important to me to be able to help my mom out as she ages so that she has the retirement she deserves ******

2. I went to Spain for two weeks. $7000, you could say priceless

3. I paid off an old debt owed to the phone company. $520

Part C: What are my biggest financial learnings?

In a new section write this header and think back to the lessons you've learned in the past 10 years. You have definitely learned something in the last 10 years. What are a few that you can recall?


1. My credit score is important. It seems like a lot of doors were closed when I didn't care about my score

2. I have been able to help myself out by having a rainy day fund

3. Investments without knowledge are a waste of my time and money

We now move on to Step 2 - Letting Go of The Past

In the same notebook from Step 1, write down the new heading of Step 2. Download this worksheet filled with prompts to help you move through this exercise.

Step 2 - Old Projects or Goals

In this new section of your notebook, write down 3 old projects or goals that you are willing to completely forget.


1. I no longer want to be a public speaker.

2. Although we initially thought it a good idea, we do not want to rent out the basement because we would like to live alone and can afford to do so.

Part B: Unsubscribe.

Are there any subscriptions, paid or email that are associated with those goals?

Ex. Are you paying for a an online membership associated to that side hustle business you don't want to do? Go ahead and cancel this, and go into your email and unsubscribe from their email list. Rid your life of all of this, it only takes up bandwidth in your mind. This will further solidify your intention and put an end to this project.

Part C: Do you have any anger or resentments?

If you are upset over something that happened financially it is time to take ownership of this.

Having bad credit can sometimes be as a result of someone else, sometimes helping out a family member or an ex will result in bad credit for you. Take ownership of your mistake, make a plan to fix whatever it is, and swear not to make the mistake again. In most cases helping someone out was a character builder for you, and every lesson learned is knowledge for the future.

Part D: What are my limiting beliefs about money?

Understanding your limiting beliefs will propel you to overcome these in the future.

If at one point you thought "you would never make enough money", but you were able to pay off debt, or go on vacation - then you have proven your initial theory incorrect.

Next week, we will be concluding our Decade In Review with an exercise focused on the future. Taking the time to go over these for yourself, and even with your spouse will surely put you on the right track for the future.

Studies show that having a strategy will increase your chances of achieving, why not do it with one of the most important aspects of your life, your money.

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