Clutter Negatively Affects Our Finances, Here's How To Get Rid of it for Good

Written by Guest Contributor; Arlene Williams of Bonafide Organizing





A messy home or workspace drains your energy. When your bills are a mess you don't make your payments on time. When your fridge is a mess you buy things you already have at home.


If you are wondering why you seem to be buying double of everything you might be knee deep in clutter.

Check your clutter pile.


The clutter around you drains your energy, it’s a visual distraction and it puts a strain on your finances.


7 Ways Clutter Negatively Affects Our Finances

OVER SHOPPING: How many times have you had to spend money on an item that was misplaced because you couldn’t remember where you put it?

COMPULSIVE SHOPPING: Buying something new for yourself is always pleasurable until it’s not. Compulsive purchases or buying out of want instead of need leads to clutter and stresses your bank account.

WASTED FOOD: An overstuffed kitchen pantry or refrigerator will have items pushed far to the back and forgotten about and unnecessary ingredients rarely used that have since expired.

MISSED DEADLINES: Lack of control with paying your bills by the due date can result in late fees and poor credit.

STORAGE RENTAL: Consider the monthly cost of relocating your belongings to a storage facility because your belongings can no longer fit in your home.

UPSIZED HOME: Buying a bigger (more expensive) home to give you more room to “spread out” may only lead to more storage space for clutter and financial burden.

HEALTH: Clutter can affect your mental health which leaves you feeling anxious, stressed and depressed. Treatments for medication and therapy can be costly out-of-pocket expenses if they are not covered under your health insurance plan.




Get rid of clutter and Save Hundreds of Dollars a Year


Here are some ways to cut the clutter, get your home organized and save your hard-earned cash.


  • Start with One One room, one drawer, one cabinet at a time and clear everything out. Eliminate what you no longer use, need, no longer fits, is damaged or expired. This should free up some space to organize what’s left.

  • Keep similar items together Designate an area where these items will have a home. For instance, having a filing system in an area where all of your bills will be actioned and stored. Wherever you took it from, put it right back after use.

  • Label Things Adding labels to bins, drawers, baskets or containers to easily identify the contents and avoid playing the agonizing game of “what’s in that or what goes in here again?”. It also helps others who share your space to easily keep up your system.

  • Make use of a calendar, paper or digital. Add all appointments, meetings, birthdays and bill due date reminders (or set up automatic payments). Be consistent!

  • Prepare Before You Leave Home Before heading out to shop for groceries, prepare a grocery list and take inventory of what you may already have on hand to avoid duplicate purchases. Try at best to stick to the list.

  • Avoid Impulse Buys Stay away from the malls unless you absolutely NEED something. Make sure to have a budget and stay within it.

  • Be intentional with your spending to avoid burning through your money and bringing clutter to your home. Living a more organized life free of clutter will help to improve your happiness, health, relationships and financial wellness.


Arlene is a Professional Organizer & Founder of Bonafide Organizing. Connect with Arlene on her website, on Instagram of via LinkedIn.


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